Sue, thank you for this. Your conjecture would be that the birth place of Ohio for the father Thomas of the Thomas S (1881-1909) was wrong, and that Thomas the father was actually Thomas Evan Joughin (1853-1886), who married Sarah Walsh after arriving in America some time after the 1871 IoM census and before the birth of Thomas S in 1881. Louisa would have been another young Joughin widow.

Yes, please, could you send me a scan of the death certificate by e-mail. He could be some other Thomas Joughin, but I like your idea that Louisa got it wrong. The Ohio records are not exactly flush with Thomas Joughins.

All this still leaves second cousin Thomas James Joughin languishing in New Zealand.