Thank you for supplying that information, Mary and Frances. In looking for those addresses in old maps, I realised that my knowledge of Douglas Streets is woeful.

So at his 1869 marriage, Robert Watterson states that his address is 11 Albert Terrace. But in 1861, he's living in Albert St (no number given), and in 1871 his father and stepmother are living at 11 Albert St, which my map shows to be a different road from Albert Terrace. I wonder if there was a mistake made when the parish register entry was written at the time of the marriage.

1861
Conchan 10/37
Albert Street, Douglas
Robt Waterson (indexed WATERSERE) head widr 54 stone mason b Douglas
Robt son unm 20 stone mason b Douglas
Wm son 15 (or 13) scholar b Douglas
Wm Cain lodger mar 31 sailor (or tailor) b Kk Michael
Ann Cain lodger's wife 31 b Castletown

1871
IOM Conchan E, 11a/22
11 Albert St
Robert Watterson head mar 60 mason b Castletown
Elizabeth wife mar 56 b Rushen
Margaret Barron sister in law widow 68 invalid b Rushen

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The address of Windsor Terrace given by Ann Dunmore nee Garley is also interesting. Ann's family bible apparently came to light many years after her death, and it contains some intriguing information (I was hoping that her father's name would help to clarify things, but it's just raised more questions !)

An inscription in the bible says:

"For Anne with best wishes from Georgina and Mary Talbot - May 28th, 1869 Douglas" [IOM]. "

I've discovered that Georgina and Mary Talbot were 2 of the 3 daughters of Theophilus Talbot and Mary Jane Crebbin (married 1852 St George Douglas), and have found several references to this fascinating family in MNB. Since TT was a Wesleyan Methodist Minister until 1869 (when he joined the Established Church) he'd moved around the country, and his 3 daughters were born in Scotland (Georgina Haskins Talbot circa 1855), Newton Abbott, Devon (Henrietta Spencer Talbot 1857) and MirfieldYorkshire (Mary Stuart Talbot 1860). It's possible that at some stage, the family had been based in Northamptonshire / Bedfordshire, because it's the most likely explanation for the question "how did Ann Garley b 1846 in Bedfordshire, a domestic servant in Northampton in 1861, come to meet and marry Manx stone mason Robert Watterson ?"

By 1869, Ann was living at a very presigious address in Douglas (thanks for the description, Mary M ) and I believe that she was a domestic servant there, and that there's some connection to the Crebbin family of Theophilus Talbot's wife. In tracking the 3 Talbot daughters through the censuses, it seems that they lived both with their parents and also with their maternal grandparents:

1851
Conchan 2b/35
Mount Pleasant
Theophilus Talbot head unm 27 Wesleyan minister of Douglas Circuit b Douglas (wrong---was born Kent)

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1861
England, Yorkshire, Mirfield 10/16
Dunbottle House
Theophilus Talbot head mar 37 Wesleyan Minister of Dewsbury Circuit b Greenwich Kent
Mary J wife 33 b IOM
Georgina H 6 scholar b Scotland
Mary S dau 1 b Mirfield
Elizabeth Fargher serv unm 23 nurse b IOM
Ellen Craine serv unm 20 cook b IOM

1861
Conchan 11/7
Osborne Terrace
Henrietta S Talbot, grdau 4 b England, with Crebbin grandparents--George and Margaret nee Haskins.

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1871
German 2b/34
Douglas Road, Peel
Theophilus Talbot head mar 47 Curate of German b England
Mary Jane wife 43 b Douglas
Georgina H dau 16 b Scotland
Jane Lace serv unm 27 b Peel

1871
Conchan E 14a/17+18
3 Osborne Terrace
George Crebbin head widr 76 retired grocer b Santon
Margaret H dau unm 39 housekeeper b Douglas
Henrietta S Talbot granddaughter 14 scholar b England
Mary S Talbot granddaughter 11 scholar b England
Eliza Bell unm serv 23 cook b Peel
Isabella Watterson serv unm 19 housemaid b Rushen

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Georgina and Henrietta died in 1873 and 1874----these are the burials:

TALBOT, Georgina Haskins 18 Dsg 4 Feb 1873

TALBOT, Henrietta Spencer 17 Dsg 12 Oct 1874

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1881
4 Osborne Terrace
Theophilus Talbot 57
Mary S Talbot 21
Jane Moore 56
Catherine Corris 25
(this is from Ancestry's transcribed version --- the actual page seems to be missing ?)

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1891
Onchan 20/2
4 Osborne Terrace
Theophilus Talbot head wid 67 Clerk in Holy Orders
Mary S dau 31 b England
Grace K Robertson visitor 2 b Douglas
Christian Kelly serv unm 34 b Marown
Ada R Watterson serv unm 19 b England

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Ada R Watterson, the 19 yr old servant, was the daughter of Robert Watterson and Ann Dunmore / Garley.

Jean C